Meeting German visa requirements — clearly and reliably
A blocked account is a mandatory requirement for many non-EU / non-EEA nationals applying for a German visa. It serves as official proof that living expenses in Germany are financially covered.
FIB Frankfurt International Bank AG provides a compliant blocked account solution in cooperation with partners, e.g. Fintiba, structured, transparent, and aligned with German regulatory requirements.
What is a blocked account?
A German blocked account (Sperrkonto) is used to demonstrate sufficient financial resources for the duration of your stay in Germany. The deposited funds are blocked and released in fixed monthly instalments after arrival.
This mechanism ensures that visa holders have predictable access to funds for rent, food, health insurance, and other living expenses.
Current deposit requirements
Actually, German authorities require the following minimum amounts:
Students:
Deposit of €11,904
Monthly withdrawal limit: €992
Jobseekers (Chancenkarte):
Deposit of €13,092
Monthly withdrawal limit: €1,091
These thresholds are defined by German immigration authorities and may be adjusted over time.
Who Needs a Blocked Account?
A blocked account is typically required for non-EU / non-EEA nationals applying for a German visa, in particular for:
Study purposes
Job seeking (including the Chancenkarte)
Without a blocked account or an officially accepted alternative, visa applications are generally not approved.
How the process works
With FIB and Fintiba, the process is straightforward:
1. Submit your application online
2. Open your blocked account digitally
3. Deposit the required amount
4. Use the confirmation document for your visa application
After arrival in Germany, monthly funds are released automatically according to the applicable limits.
A reliable setup
Your blocked account is provided by FIB in cooperation with Fintiba, a specialist in blocked account solutions for international students and professionals.
This partnership combines:
- a regulated German bank
- a proven digital onboarding process
- full alignment with visa authority requirements.
The result is a secure and predictable setup without unnecessary complexity.
Questions about your individual situation?
Visa requirements can vary depending on your country of origin and purpose of stay. During the application process, you will be guided through the relevant steps and requirements.
If further clarification is needed, support is available at Fintiba.
