Yes. FIB Frankfurt International Bank AG is a fully licensed bank with its headquarters in Frankfurt am Main, Germany. We specialise in international financial solutions including export financing for businesses and Blocked Accounts for German visa applicants. FIB is regulated by German financial authorities and operates under strict compliance standards.

FIB focuses on two core areas:
Buyer Credit: Structured financing solutions that help exporters and their international customers complete cross-border transactions safely and efficiently – always in combination with a governmental export credit guarantee.
Blocked Account (Sperrkonto): Officially recognised accounts required for visa applications, primarily used by international students, au pairs, and job seekers moving to Germany.

Yes. FIB is the official banking partner behind the Fintiba Blocked Account.
While Fintiba provides the digital interface and customer service, FIB operates the underlying bank account and ensures that the funds are handled securely and in compliance with all legal requirements.

A buyer credit is a cross-border loan FIB provides to importers of capital goods made in Germany. The exporter gets paid directly by FIB upon delivery, and the buyer repays the loan to FIB in installments over a defined period.

Export financing helps businesses sell products or services to international customers by offering flexible payment terms. With buyer credits, FIB provides loans directly to your foreign buyers so you receive immediate payment, while your customers can pay over time.