Why buyer credits from FIB:
Our financing turns negotiations into closed deals.
Export financing in global markets made easy
Success in international markets is rarely decided on product quality alone. More and more often, it is decided on financing.
With FIB’s buyer credits, exporters enable international buyers to invest –while receiving full payment upon delivery. Clearly structured, reliable and backed by official export credit agencies.
Why buyer credits matter
Investment decisions depend on liquidity and predictable cash flows. Buyer credits provide exactly that – without burdening the exporter.
Value for exporters
- Payment upon delivery
- No balance sheet exposure
- No buyer credit risk
- Competitive payment terms
Value for importers
- Financing costs often lower than in the country of destination
- Appropriate credit term
- No burden on existing credit lines
- No burden on existing credit lines
- additional collateral only in very rare cases
Our focus:
FIB specialises in small and mid-sized buyer credits:
- Typical ticket sizes: EUR 0,5 - 25m
- Tenors: 3 - 10 years
- Capital goods
"Increasingly, an export transaction is not completed unless the appropriate financing is provided at the same time."
Successfully finance exports – even with smaller order values
Many banks focus on large-ticket transactions and standard structures. Smaller buyer credits – especially in emerging markets – often fall outside their scope.
At FIB, we take a different view.
We understand that the majority of export transactions are below €10 million – and that these transactions matter.
That is why we provide buyer credits starting from €500,000, corresponding to an export contract value of approximately €575,000. Our structures are designed to fit the economic reality of the transaction and the borrower – not the other way around.
With an FIB buyer credit, your customer receives a reliable financing solution aligned with the investment and supported by a clear, bankable structure. You, as the exporter, gain planning certainty, secure execution of your order, and the confidence to pursue further international growth.
Buyer credits with FIB are not about pushing volume.
They are about enabling transactions that make sense – commercially, financially, and structurally.
If you would like to explore a concrete transaction: Our digital FIB x PORTal allows you to submit a financing request quickly and without obligation. A structured path from export contract to execution – with FIB as your financing partner.
