ECA Cover:
Risk mitigation that enables export financing
You can't do without ECA-Cover
ECA-COVER
International export transactions involve political, economic and commercial risks. Without structured risk mitigation, many of these transactions would not be financeable.
Export Credit Agency (ECA) cover provides the framework that makes buyer credit financing possible – predictable, bankable and sustainable over the long term. At FIB, ECA cover is not an add-on. It is a core component of how we structure export financing.
International business – structurally protected
Operating across borders requires taking calculated risks. Non-payment, transfer restrictions or political events are part of international trade. At the same time, international buyers increasingly expect financing solutions alongside competitive products.
ECA cover addresses both challenges:
- mitigating key risks
- enabling long-term financing
Combined with FIB buyer credits, this creates a robust structure for exporters, buyers and financing banks.
What ECA cover does in practice
ECA-cover mitigates political and economic risks arising from export transactions and provides the risk framework required for bank financing.
In practical terms, ECA cover:
- significantly reduces credit risk
- enables longer tenors
- improves financing conditions for buyers
- provides payment security for exporters
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Without ECA cover, many export deals would not be feasible.
Why ECA cover matters for exporters
ECA-backed financing strengthens exporters’ competitive position globally – especially incapital goods markets.
Key benefits:
- Access to new and challenging markets
- Protection against political and economic risks
- Enablement of buyer credit financing
- Comparable competitive conditions internationally
- Support for sustainable export growth to benefit from these advantages.
One framework – different ECAs
While German exports, the core of FIB's business, are typically supported by the German export credit agency Euler Hermes, FIB also structures transactions under e.g. the ECA frameworks of Austria, Denmark and Switzerland.
What matters is not the label, but:
- the quality of risk coverage,
- clear allocation of risks,
- and seamless integration into the financing structure.
From cover to execution
ECA cover alone does not close a deal. Its value emerges when embedded in a clear financing structure and an efficient transaction process.
FIB combines:
- ECA-backed risk mitigation
- buyer credit structuring
- and a transparent transaction process
to turn export opportunities into executed business. Learn more about our transaction process
Ready to structure a secure export transaction?
As early in the sales process as possible, financing should be part of the conversation. Register with FIB xPORTal and submit your export project. We will respond within 24 hours – almost always with an Indicative Term Sheet for your buyer. Good export financing starts with the transaction.
Ready to structure a secure export transaction?
Whether early in the sales process or close to contract signature – financing should bepart of the conversation.
Register with FIB x PORTal and submit your export project. We will respond within 24 hours – often with an Indicative Term Sheet for your buyer.
Good export financing starts with the right structure.
