Export Financing Made Easy

At FIB, we offer fast and simple buyer credit solutions that do not impact your existing credit lines. Unlock your potential for global sales with our secure financing options.

Our perspective

Many international transactions do not stall because of the product. They stall because financing is addressed too late, established payment terms are not questioned, or ECA cover is not utilised.

Often, established payment terms appear attractive from the seller’s perspective - yet they can represent a barrier for the buyer.

The conclusion is straightforward:
The right financing needs to be addressed early, so that it enables cross-border business and supports successfull investment.

FOCUS:
Vertical by purpose

Focusing on a few key markets benefits both our customers and our economy.

Our unique mission is to serve only those markets where there is an unmet need.

We don't compete; we complete.

IMPACT:
Solutions where they are most needed

Our offerings address mission-critical gaps for our customers.

Small- and mid-ticket export finance and Blocked Accounts are the core

BOOST:
Enabling growth

We enhance the success of businesses and improve people's lives through our offerings.

We expand the market to help our customers overcome challenges, and in this way, we grow together.

Digital and personal

Our FIB x PORTal allows you to submit credit applications around the clock.

A range of smart tools help you calculate buyer credits, Hermes fees and manage your applications.

Your personal advisor will guide you through the application process and answer your questions.

We give you the best of both worlds – digital and personal.

Buyer Credit

With FIB’s buyer credit, you can fulfill more international orders from tomorrow. With a simple financing solution that benefits you and your customers. Find out more here.

Hermes Cover

Hermes Cover – the export credit guarantee scheme of the Federal Republic of Germany – is the enabler for many export transactions.

Smart features for more success

Experience a new level of efficiency with tools designed to simplify your workflows, support better decisions, and give you full control—so you can focus on what matters most.

Intuitively record your request

with dashboard and deal tracking – the status of all loan requests at a click

Helpful tools and calculators

e.g. calculators for buyer credits and the costs of Hermes cover

Simple administration

always have the account under control. Add or delete employees, map your group structure, …

Frequently Asked Questions (FAQs)

Explore the most common questions about our export financing solutions and discover the various ways they can benefit you and your business. By understanding these solutions better, you can unlock new opportunities and enhance your global trading potential.

What is export financing?

Export financing provides businesses with the necessary funds to support their international sales. It helps manage risks and ensures smooth transactions. With options like buyer and seller credits, we facilitate your global trade.

How does Hermes Cover work?

Hermes Cover offers insurance against payment defaults for exporters. This coverage enhances security and encourages businesses to engage in international trade. It mitigates risks associated with foreign transactions.

Who can apply?

Any business engaged in exporting goods or services can apply for export financing. We cater to various industries and sizes. Our goal is to support your growth in international markets.

What are buyer credits?

Buyer credits are financing solutions provided to foreign buyers to facilitate their purchases. This option allows them to pay for goods over time while ensuring sellers receive payment. It's an effective way to boost sales abroad.